:root{--navy:#0e2846;--deep:#091e35;--blue:#234a7d;--muted:#657488;--cream:#fbfaf7;--gold:#d5ad73;--line:#dfe5eb;--white:#fff;--font:'Plus Jakarta Sans','DM Sans',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:95px}body{margin:0;background:var(--white);color:var(--navy);font-family:var(--font);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button{font:inherit}button,a{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,.carousel:focus-visible{outline:3px solid var(--gold);outline-offset:4px}p{line-height:1.85}.container{width:min(1240px,calc(100% - 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@media(max-width:1100px){.container{width:min(100% - 64px,1200px)}.nav{gap:17px}.nav a{font-size:11px}.header-right{gap:9px}.hero-wrap{grid-template-columns:54% 46%;min-height:625px}.hero-left{padding:80px 24px 40px 0}.hero h1{font-size:clamp(46px,5.2vw,64px)}.hero-right{padding-left:14px}.portrait-frame{height:540px}.hero-edge-plate{left:-28px;bottom:44px}.about-grid{gap:52px}.loan-card{padding:25px 21px}.review-card{padding:23px}.contact-grid{gap:35px}}
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@media(max-width:610px){.container{width:calc(100% - 38px)}.announce-flex{justify-content:center}.announce-flex a{display:none}.announcement{min-height:30px}.announce-flex{min-height:30px;font-size:8px;letter-spacing:.07em}.header-flex{height:70px}.identity-name{font-size:21px}.identity-caption{font-size:7px}.nav-apply{font-size:10px;min-height:41px;padding:0 12px;gap:8px}.header-right{gap:7px}.mobile-menu{top:70px}.hero{background:linear-gradient(180deg,#f5f8fb 0%,#f5f8fb 58%,#12385e 58%,#12385e 100%)}.hero-wrap{grid-template-columns:1fr;min-height:0}.hero-left{padding:55px 0 28px}.intro-name{margin-top:22px}.hero h1{font-size:clamp(46px,11vw,64px);max-width:500px;margin:8px 0 15px}.hero h1 span{white-space:normal}.hero-description{font-size:14px;max-width:550px}.hero-buttons{gap:8px}.btn-big{min-height:49px;font-size:11px;padding-inline:16px;gap:8px}.hero-verification{margin-top:26px;padding-top:20px;gap:12px}.hero-verification .stars{font-size:14px}.hero-verification a{font-size:10px}.hero-right{padding:8px 18px 45px 0;min-height:455px}.portrait-frame{height:440px;width:90%;margin-left:auto}.hero-portrait{object-position:50% 38%}.hero-edge-plate{left:0;bottom:57px;min-width:232px}.image-label{font-size:8px;right:12px;bottom:14px;padding:9px}.scroll-flex{font-size:8px;gap:15px;line-height:1.3}.scroll-flex span:first-child{max-width:195px}.value-grid{grid-template-columns:1fr}.value-grid>div{min-height:82px;padding:18px 0;border-right:0;border-bottom:1px solid var(--line)}.value-grid>div:last-child{border-bottom:0}.value-grid p{margin-top:4px}.value-icon{font-size:19px}.section{padding:65px 0}.section-head,.review-head{display:block}.section-head h2,.review-head h2,.about-text h2{font-size:clamp(37px,10vw,47px)}.section-head p{margin-top:18px}.about-visual{min-height:360px}.about-abstract{inset:44px 27px}.about-abstract p{font-size:25px}.loan-grid{grid-template-columns:1fr;gap:11px}.loan-card{min-height:270px}.loan-symbol{margin:14px 0;width:50px;height:50px;font-size:27px}.review-google{margin-top:24px;width:max-content}.review-card{flex-basis:100%;min-height:295px}.review-card p{font-size:15px}.review-bottom{align-items:flex-start;flex-direction:column}.process-grid{grid-template-columns:1fr;gap:25px}.contact h2{font-size:55px}.contact-details>a{font-size:14px}.footer-grid{grid-template-columns:repeat(2,1fr);gap:25px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:9px}.compliance{align-items:flex-start}.compliance p{font-size:9px}.house-equal{display:none}}
@media(max-width:370px){.identity-name{font-size:19px}.identity-caption{font-size:6px}.nav-apply{font-size:9px}.hero h1{font-size:45px}.hero-buttons .btn{flex:1}.hero-right{min-height:405px}.portrait-frame{height:397px}.hero-edge-plate{padding:12px;min-width:200px}.edge-mini-symbol{width:30px;height:30px}.edge-label strong{font-size:18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}

/* October 2026: official-logo embed and Google review attribution */
.hero-edge-plate{min-width:305px;min-height:106px;padding:14px 20px 12px 20px;display:flex;align-items:center;justify-content:center}
.edge-brand-link{display:block;color:inherit;cursor:pointer}
.edge-logo-viewport{display:block;position:relative;width:265px;height:78px;overflow:hidden;background:#fff}
.edge-official-logo{position:absolute;width:352px;height:352px;max-width:none;top:50%;left:50%;transform:translate(-50%,-50%);object-fit:contain;mix-blend-mode:multiply}
.edge-fallback-logo{width:100%;height:100%;object-fit:contain}
.edge-fallback-logo[hidden]{display:none!important}
.footer-edge{width:max-content;display:block;padding:7px 12px}
.footer-edge .edge-logo-viewport{width:185px;height:55px}
.footer-edge .edge-official-logo{width:248px;height:248px}
.review-google{text-decoration:none;color:inherit;border:1px solid transparent;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.review-google:hover,.review-google:focus-visible{box-shadow:0 10px 28px #0e2e4a1a;border-color:#a9c1d9;transform:translateY(-2px)}
.review-google:focus-visible,.review-foot a:focus-visible{outline:3px solid #3673bd;outline-offset:3px}
.review-card-cta{display:block;color:#1f5b91;font-size:10px;font-weight:800;letter-spacing:.07em;margin-top:5px}
.review-stars{color:#e4aa57;letter-spacing:1px;font-size:12px;margin-left:auto}
.review-card{min-height:350px}
.review-foot{gap:12px;align-items:center}
.reviewer-meta{display:flex;flex-direction:column;gap:5px;min-width:0}
.reviewer-name{font-size:12px;color:#143554;line-height:1.3;font-weight:800}
.reviewer-date{font-size:10px;color:#71859b;font-weight:600}
.review-foot>a{display:grid;place-items:center;width:32px;height:32px;flex:0 0 32px;border:1px solid #d7e2eb;color:#926c41;font-size:20px;text-decoration:none}
.review-foot>a:hover{background:#f4f8fc}
@media(max-width:1100px){.hero-edge-plate{min-width:256px;padding:11px}.edge-logo-viewport{width:228px;height:65px}.edge-official-logo{width:306px;height:306px}}
@media(max-width:610px){.hero-edge-plate{min-width:220px;min-height:81px}.edge-logo-viewport{width:195px;height:57px}.edge-official-logo{width:265px;height:265px}.review-card{min-height:330px}}
@media(prefers-reduced-motion:reduce){.review-google{transition:none}}

/* v5: personalized masthead, discreet affiliation, longer first-person bio */
.identity{gap:5px}
.identity-name{font-size:25px;line-height:1.15;font-weight:800;letter-spacing:-.065em;white-space:nowrap}
.identity-caption{font-size:11px;line-height:1.4;font-style:italic;font-weight:500;letter-spacing:.005em;color:#58708a}
.hero-edge-plate{display:none!important}
.hero-company-attribution{display:flex;align-items:center;gap:15px;margin-top:18px;max-width:max-content}
.attribution-label{font-weight:800;color:#7c8b9b;font-size:9px;line-height:1.4;letter-spacing:.13em;max-width:82px}
.hero-company-attribution .edge-brand-link{border-left:1px solid #cbd4dd;padding-left:13px}
.hero-company-attribution .edge-logo-viewport{width:133px;height:40px}
.hero-company-attribution .edge-official-logo{width:178px;height:178px}
.hero-company-attribution .edge-fallback-logo{width:133px;height:40px}
.hero-verification{margin-top:35px}
.about-grid{align-items:start}
.about-visual{position:sticky;top:120px}
.about-text .lead{line-height:1.8}
.about-text p{line-height:1.82;margin-bottom:14px}
.about-text h2{margin-bottom:24px}
.footer-logo{font-size:27px;letter-spacing:-.06em}
.footer-grid p em{font-size:12px;color:#e6cfaa}
@media(max-width:1100px){.identity-name{font-size:22px}.identity-caption{font-size:10px}.hero-company-attribution{margin-top:12px}}
@media(max-width:860px){.about-visual{position:relative;top:auto}.identity-name{font-size:24px}}
@media(max-width:610px){.identity-name{font-size:20px;letter-spacing:-.055em}.identity-caption{font-size:9px}.hero-company-attribution{margin-top:15px}.hero-company-attribution .edge-logo-viewport{width:124px;height:39px}.hero-company-attribution .edge-official-logo{width:166px;height:166px}.hero-verification{margin-top:24px}}
@media(max-width:390px){.identity-name{font-size:18px}.identity-caption{font-size:8px}.nav-apply{min-height:39px;padding-inline:9px}}


/* v6: cleaner review copy, transparent Edge mark, and layered double-frame portrait */
.hero-right{padding:56px 0 48px 44px;align-items:center;justify-content:center}
.portrait-frame{width:min(100%,520px);height:615px;position:relative;overflow:visible;background:#e6ebf0;box-shadow:0 28px 70px rgba(5,24,42,.22);border:14px solid #f5f8fb}
.portrait-frame::before{content:"";position:absolute;inset:-26px 28px 28px -26px;background:#f8fbfd;border:1px solid rgba(255,255,255,.75);box-shadow:0 18px 45px rgba(8,28,46,.12);z-index:0}
.portrait-frame::after{content:"";position:absolute;inset:18px -22px -22px 18px;border:1px solid rgba(255,255,255,.55);background:linear-gradient(180deg,rgba(255,255,255,.12),rgba(10,29,49,.08));z-index:0}
.portrait-fallback,.hero-portrait,.image-label{z-index:1}
.hero-portrait{inset:0;object-position:center 34%}
.image-label{right:18px;bottom:18px;background:rgba(6,27,45,.78)}
.hero-company-attribution{margin-top:22px;padding:8px 0 0}
.attribution-label{max-width:none;font-size:8px;letter-spacing:.18em}
.hero-company-attribution .edge-brand-link{border-left:0;padding-left:0;opacity:.88}
.hero-company-attribution .edge-brand-link:hover{opacity:1}
.hero-company-attribution .edge-logo-viewport,.footer-edge .edge-logo-viewport{background:transparent}
.hero-company-attribution .edge-logo-viewport{width:122px;height:36px}
.hero-company-attribution .edge-official-logo{width:122px;height:36px;position:static;transform:none;object-fit:contain;mix-blend-mode:normal}
.hero-company-attribution .edge-fallback-logo{width:122px;height:36px;display:block}
.footer-edge .edge-official-logo{mix-blend-mode:normal}
@media(max-width:1100px){.hero-right{padding:44px 0 30px 26px}.portrait-frame{height:560px}.portrait-frame::before{inset:-22px 22px 22px -22px}.portrait-frame::after{inset:15px -18px -18px 15px}}
@media(max-width:860px){.hero-right{padding:32px 0 24px 18px}.portrait-frame{height:470px}.hero-company-attribution .edge-logo-viewport,.hero-company-attribution .edge-official-logo,.hero-company-attribution .edge-fallback-logo{width:112px;height:34px}}
@media(max-width:610px){.hero-right{padding:20px 8px 54px 0;min-height:490px}.portrait-frame{width:88%;height:445px;border-width:10px}.portrait-frame::before{inset:-18px 16px 16px -18px}.portrait-frame::after{inset:14px -14px -14px 14px}.hero-company-attribution{margin-top:16px}.hero-company-attribution .edge-logo-viewport,.hero-company-attribution .edge-official-logo,.hero-company-attribution .edge-fallback-logo{width:106px;height:32px}}
@media(max-width:390px){.hero-right{min-height:430px}.portrait-frame{height:400px}}


/* v7: accessible email choice dialog (works with local previews and live sites) */
.email-dialog{padding:0;border:0;max-width:min(500px,calc(100vw - 32px));width:100%;background:white;color:var(--navy);box-shadow:0 25px 90px rgba(6,24,42,.3);border-radius:2px}
.email-dialog::backdrop{background:rgba(5,18,35,.7);backdrop-filter:blur(4px)}
.email-panel{padding:32px 36px 28px}
.email-panel-top{display:flex;justify-content:space-between;align-items:center;gap:20px}
.email-eyebrow{font-size:10px;font-weight:800;letter-spacing:.19em;color:#947148}
.email-close{display:grid;place-items:center;cursor:pointer;border:1px solid #dbe3eb;background:transparent;color:#465d74;width:35px;height:35px;font-size:23px;line-height:1}
.email-panel h2{font-size:35px;line-height:1.15;letter-spacing:-.055em;margin:18px 0 10px}
.email-panel>p:not(.email-privacy){font-size:14px;line-height:1.7;color:#64768a;margin:0 0 22px}
.email-options{display:grid;gap:10px;margin:23px 0}
.email-option{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:15px 18px;background:#f3f6f9;border:1px solid #dfe5ea;color:#173656;font-size:13px;font-weight:800;transition:background .18s,border-color .18s}
.email-option:hover{background:#e5ecf5;border-color:#9eb3c9}
.email-option>span:last-child{font-size:17px;color:#9a784d}
.email-address-row{border-top:1px solid #e0e6ed;padding-top:20px}
.email-address-label{font-size:9px;font-weight:800;letter-spacing:.15em;color:#667c92}
.email-copy-row{display:flex;align-items:center;justify-content:space-between;gap:8px;margin-top:9px}
.email-address-value{font-size:13px;font-weight:700;overflow-wrap:anywhere;user-select:text}
.email-copy{cursor:pointer;background:var(--navy);color:white;border:0;padding:10px 16px;font-size:11px;font-weight:800;flex:none}
.email-feedback{min-height:20px;font-size:11px!important;line-height:1.5!important;margin:7px 0 0!important;color:#31634c!important}
.email-privacy{font-size:11px;line-height:1.6;color:#8b98a7;margin:10px 0 0}
@media(max-width:610px){.email-panel{padding:24px 21px 22px}.email-panel h2{font-size:30px}.email-address-value{font-size:11px}}
@media(prefers-reduced-motion:reduce){.email-option{transition:none}}


/* v8: Grant-inspired minimalist hero portrait and uncropped official Edge logo */
/* One offset white rounded background, with a rounded photo in front. No outlines or double frames. */
.hero-right{position:relative;align-items:center;justify-content:center;padding:54px 14px 48px 35px}
.portrait-frame{position:relative;isolation:isolate;width:min(100%,520px);height:600px;margin:0;border:0;overflow:visible;background:transparent;border-radius:28px;box-shadow:none}
.portrait-frame::before{content:"";display:block;position:absolute;inset:19px -19px -19px 19px;background:#fff;border:0;border-radius:32px;box-shadow:0 20px 55px rgba(8,25,44,.12);z-index:-1}
.portrait-frame::after{display:none;content:none}
.portrait-frame .portrait-fallback,.portrait-frame .hero-portrait{border-radius:26px;overflow:hidden}
.portrait-frame .hero-portrait{width:100%;height:100%;inset:0;object-position:center 36%}
.portrait-frame .image-label{right:17px;bottom:17px;border-radius:8px}
/* Use the complete transparent brand artwork, not a zoomed/clipped square image. */
.edge-logo-viewport{display:block;position:relative;background:transparent!important;overflow:visible!important;width:138px;height:auto;line-height:0}
.edge-official-logo{display:block;position:static!important;inset:auto!important;transform:none!important;width:100%!important;height:auto!important;max-width:100%!important;object-fit:contain;mix-blend-mode:normal}
.edge-fallback-logo[hidden]{display:none!important}
.hero-company-attribution .edge-logo-viewport{width:138px;height:auto}
.hero-company-attribution .edge-official-logo{width:100%!important;height:auto!important}
.footer-edge .edge-logo-viewport{width:190px;height:auto}
.footer-edge .edge-official-logo{width:100%!important;height:auto!important}
@media(max-width:1100px){.hero-right{padding:40px 13px 32px 26px}.portrait-frame{height:545px}}
@media(max-width:860px){.hero-right{padding:34px 12px 32px 23px}.portrait-frame{height:462px}}
@media(max-width:610px){.hero-right{min-height:480px;padding:24px 24px 58px 8px}.portrait-frame{width:89%;height:432px;margin:0 auto 0 0;border:0}.portrait-frame::before{inset:15px -15px -15px 15px;border-radius:28px}.portrait-frame .hero-portrait,.portrait-frame .portrait-fallback{border-radius:23px}.hero-company-attribution .edge-logo-viewport{width:130px;height:auto}.footer-edge .edge-logo-viewport{width:180px;height:auto}}
@media(max-width:390px){.hero-right{min-height:420px}.portrait-frame{height:390px}}

/* v9: Five navigation items, including VA Loan Education */
@media(min-width:861px) and (max-width:1140px){
  .header-flex{gap:12px}
  .nav{gap:15px}
  .nav a{font-size:10.5px}
  .header-right{gap:8px}
  .header-right .nav-apply{padding-inline:16px}
}
@media(min-width:861px) and (max-width:1000px){
  .identity-name{font-size:20px}
  .identity-caption{font-size:9px}
  .nav{gap:11px}
  .nav a{font-size:10px}
  .nav-call{display:none}
}


/* v10: Option D favicon and larger masthead branding */
.identity-name{font-size:30px!important;letter-spacing:-.068em}
.identity-caption{font-size:13px!important;line-height:1.35}
@media(max-width:1100px){.identity-name{font-size:27px!important}.identity-caption{font-size:12px!important}}
@media(max-width:860px){.identity-name{font-size:25px!important}.identity-caption{font-size:11px!important}}
@media(max-width:610px){.identity-name{font-size:22px!important}.identity-caption{font-size:10px!important}}
@media(max-width:390px){.identity-name{font-size:20px!important}.identity-caption{font-size:9px!important}}


/* v11: larger, more legible top navigation and house-only favicon */
@media(min-width:1141px){
  .nav{gap:22px}
  .nav a{font-size:14px;letter-spacing:-.012em}
  .header-flex{gap:18px}
  .header-right{gap:12px}
}
@media(min-width:1021px) and (max-width:1140px){
  .header-flex{gap:12px}
  .nav{gap:15px}
  .nav a{font-size:13px;letter-spacing:-.018em}
  .header-right{gap:7px}
  .nav-call{display:none}
  .header-right .nav-apply{padding-inline:13px}
}
@media(min-width:861px) and (max-width:1020px){
  .nav{display:none}
  .nav-call{display:none}
  .menu-btn{display:flex}
  .mobile-menu{display:flex;flex-direction:column;position:absolute;top:93px;left:0;right:0;background:white;padding:18px 34px 26px;box-shadow:0 15px 25px #0a1b2d28;gap:0}
  .mobile-menu[hidden]{display:none}
  .mobile-menu a{border-top:1px solid #e1e8ef;padding:15px 13px;font-size:15px;font-weight:800}
}
@media(max-width:860px){.mobile-menu a{font-size:15px;padding:15px 13px}}


/* v12: more prominent primary navigation and Apply Now call to action. */
@media(min-width:1281px){
  .header-flex{height:102px;gap:13px}
  .nav{gap:19px}
  .nav a{font-size:17px;letter-spacing:-.024em;font-weight:800}
  .header-right{gap:12px}
  .nav-call{width:40px;height:40px;flex:none}
  .header-right .nav-apply{font-size:16px;min-height:56px;padding-inline:23px;gap:17px;letter-spacing:-.01em}
}
@media(min-width:1181px) and (max-width:1280px){
  .header-flex{height:98px;gap:10px}
  .nav{gap:14px}
  .nav a{font-size:15px;letter-spacing:-.022em;font-weight:800}
  .nav-call{display:none}
  .header-right{gap:5px}
  .header-right .nav-apply{font-size:15px;min-height:54px;padding-inline:17px;gap:8px}
}
/* Collapse before the enlarged navigation would squeeze against the masthead. */
@media(min-width:861px) and (max-width:1180px){
  .header-flex{height:94px}
  .nav{display:none}
  .nav-call{display:none}
  .menu-btn{display:flex}
  .mobile-menu{display:flex;flex-direction:column;position:absolute;top:94px;left:0;right:0;background:#fff;padding:18px 34px 26px;box-shadow:0 15px 25px #0a1b2d28;gap:0}
  .mobile-menu[hidden]{display:none}
  .mobile-menu a{border-top:1px solid #e1e8ef;padding:16px 13px;font-size:17px;font-weight:800}
  .header-right .nav-apply{font-size:16px;min-height:55px;padding-inline:23px}
}
@media(max-width:860px){
  .mobile-menu a{font-size:17px;padding:16px 13px}
  .header-right .nav-apply{font-size:15px;min-height:52px;padding:0 19px;gap:10px}
}
@media(max-width:610px){
  .header-flex{height:78px}
  .mobile-menu{top:78px}
  .identity-name{font-size:22px!important}
  .identity-caption{font-size:10px!important}
  .header-right .nav-apply{font-size:12px;min-height:45px;padding:0 12px;gap:7px}
}
@media(max-width:390px){
  .identity-name{font-size:20px!important}
  .identity-caption{font-size:9px!important}
  .header-right .nav-apply{font-size:11px;min-height:43px;padding:0 10px;gap:5px}
  .header-right{gap:5px}
}
@media(max-width:350px){
  .identity-name{font-size:19px!important}
  .identity-caption{font-size:8px!important}
  .header-right .nav-apply{font-size:10px;min-height:41px;padding:0 7px;gap:4px}
  .header-right{gap:4px}
  .menu-btn{width:40px;height:40px;flex:none}
}